Bridging the Gap

The Future of Retirement is a leading independent research study into global retirement trends. It provides valuable insights into key issues associated with ageing populations and increasing life expectancy around the world.

The Cost of Ageing

Key Findings

Insight 1

47%

of working age people typically save for short-term goals rather than longer term plans

Insight 2

40%

of working age people are paying into a retirement account each month

Insight 3

3%

of working age people are currently saving for future nursing/care home fees

Insight 4

60%

of working age people are predicting a comfortable retirement

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Women in Retirement

Key findings

24%

of working age women say they contribute less to their retirement than their partner (compared to 8 per cent of working age men)

45%

of working age women either don't know how much they are saving for their retirement, or haven't started saving at all (compared to 28 per cent of working age men)

57%

of working age women worry they will not have enough money to cover their medical or care expenses in retirement (compared to 54 per cent of working age men)

25%

of women pitch their financial knowledge as higher than their partners (compared to 46 per cent of men)

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Archives of past report

Shifting Sands

 

Reproduced with permission from The Future of Retirement: Bridging the Gap, published in 2018 by RoyalPax Capital Bank Holdings plc.

Investment and certain insurance products, including annuities, are offered by RoyalPax Capital Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as RoyalPax Capital Bank Securities Insurance Services. License #: OE67746. HSI is an affiliate of RoyalPax Capital Bank , N.A. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through RoyalPax Capital Bank Insurance Agency (USA) Inc., a wholly owned subsidiary of RoyalPax Capital Bank , N.A. Products and services may vary by state and are not available in all states. California license #:OD36843. 

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