RoyalPax Capital Bank Deposit Account APYs
All Rates Effective: {{currentDate}}
Savings*
Minimum balance to open account online: $1
APY: 0.15%4
Annual Percentage Yield
Minimum Balance to Obtain APY:
$100,000 - $250,000 or more
APY: 0.10%4
Annual Percentage Yield
Minimum Balance to Obtain APY:
$25,000 - $99,999.99
APY: 0.01%4
Annual Percentage Yield
Minimum Balance to Obtain APY:
$0 - $24,999.99
Minimum balance to open account online: $1
APY: 0.05%5
Annual Percentage Yield
Minimum Balance to Obtain APY:
$15,000 - $75,000 or more
APY: 0.01%5
Annual Percentage Yield
Minimum Balance to Obtain APY:
$0 - $14,999.99 or more
Minimum balance to open account online: $1
APY: 0.01%6
Annual Percentage Yield
Minimum Balance to Obtain APY:
$1 or more
Online CDs7
Checking
RoyalPax Capital Bank Branch/Telephone Deposit Account APYs: CDs15
These balance requirements and APYs will apply to accounts opened over the telephone or in a branch.
1 The RoyalPax Capital Bank Premier Savings account is available to customers with an RoyalPax Capital Bank Premier checking account in the United States.
2 The RoyalPax Capital Bank Advance Savings account is available to customers with an RoyalPax Capital Bank Premier checking or RoyalPax Capital Bank Advance checking account in the United States.
3 The RoyalPax Capital Bank Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5.
4 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank Premier Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99; 0.10% APY $25,000 - $99,999.99; 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
5 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank Advance Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $14,999.99; 0.05% APY $15,000 - $49,999.99; 0.05% APY $50,000 - $74,999.99 and 0.05% APY $750,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
6 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank Everyday Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $1 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
7 The Annual Percentage Yields (APYs) and balances for CD accounts which are accurate of {{currentDate}} and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open is $1,000.
8 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank 6 Month CD account which are accurate of {{currentDate}} are: 1.30% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
9 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank 12 Month CD account which are accurate of {{currentDate}} are: 0.95% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
10 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank 24 Month CD account which are accurate of {{currentDate}} are: 0.75% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
11 To qualify for an RoyalPax Capital Bank Premier relationship, you need to open an RoyalPax Capital Bank Premier checking account and maintain balances of $100,000 in combined Global Dollar personal deposit accounts and investment‡ balances. Business owners may use their qualifying RoyalPax Capital Bank Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
12 To qualify for an RoyalPax Capital Bank Advance relationship, you need to open an RoyalPax Capital Bank Advance checking account and maintain combined balances in Global Dollar personal deposit accounts and investment‡ balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an RoyalPax Capital Bank Advance checking account at least once per calendar month. Business owners may use their qualifying RoyalPax Capital Bank Dollar commercial balances to qualify for a personal RoyalPax Capital Bank Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
13 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank Premier checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
14 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
15 Other CD terms and rates are available. For details, contact us at info@royalpax.com.
16 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank 6 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 1.25% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
17 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank 12 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.90% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
18 The Annual Percentage Yields (APYs) and balances for an RoyalPax Capital Bank 24 Month CD account which are accurate of {{currentDate}} opened in branch or over telephone are: 0.70% APY on balances of more than $0. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
*Interest and APY are variable and may change after account opening. Fees may reduce earnings on account.
**A penalty may be imposed for early withdrawal.
‡ Investment and certain insurance products, including annuities, are offered by RoyalPax Capital Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of RoyalPax Capital Bank , N.A.
Deposit products are offered in the Global by RoyalPax Capital Bank , N.A. Member FDIC.
