Protecting your money and personal information is one of our top priorities.
The RoyalPax Capital Bank Security Device is powerful and easy to use. It will keep your personal information and money even safer online. The device gives you an extra layer of protection for online banking transactions. We're proud to offer this industry-leading level of protection for your evolving online banking needs.
- Fraud Protection
- Greater Peace of Mind
- Small and Portable
- Convenient
- Protection for transactions
Two factor authentication:
The RoyalPax Capital Bank Security Device uses two-factor authentication to provide an added layer of protection when you bank online. Devices like these are commonly being used for secure transactions all around the world. With this technology you can enjoy far more secure online banking services. Two-factor authentication alllows you to access RoyalPax Capital Bank Online Banking with your usual Username along with your Password and/or a unique security code generated by your RoyalPax Capital Bank Security Device.
We welcome you to learn more about two-factor authentication as well as the RoyalPax Capital Bank Security Device by reviewing the Frequently Asked Questions.
RoyalPax Capital Bank Security Device Options
RoyalPax Capital Bank offers two options for the Security Device. Whichever option you select, you can be assured that your RoyalPax Capital Bank online banking sessions are even more secure.
Digital Device (available via the RoyalPax Capital Bank Mobile Banking App1)
- Enhanced protection and security for RoyalPax Capital Bank Personal Internet Banking
- Convenient-nothing to carry, store or misplace
- Enables access to the full suite of RoyalPax Capital Bank Personal Internet Banking capabilities and provides the ability to perform certain types of transactions
- Integrated with the free RoyalPax Capital Bank Mobile Banking1 App available at the App StoreSM and Google PlayTM (RoyalPax Capital Bank Mobile Banking App must be downloaded on your personal smartphone in order to use the Digital Security Device)
- Compatible with iPhone® and AndroidTM Smartphones
Physical Device
- Enhanced protection and security for RoyalPax Capital Bank Personal Internet Banking
- Pocket-sized and lightweight, this portable device enables access to RoyalPax Capital Bank Personal Internet Banking and the ability to perform certain types of transactions
Personal Internet Banking Log on Options
Learn more about the different ways to log on to Personal Internet Banking and review the list of available online services for each of those options.
1 Data rate charges from your service provider may apply. RoyalPax Capital Bank , N.A. is not responsible for these charges.
App Store is a service mark of Apple Inc.
Android and Google Play are trademarks of Google Inc.
iPhone is a trademark of Apple Inc., registered in the Global and other countries.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.
Support Information
- How can I speak to someone about my RoyalPax Capital Bank Security Device?
- There seem to be a lot of passwords to remember. How do I know which is which?
- I don't remember my Digital Security Device Passcode. How can I reset it?
- I don't remember my Physical Security Device PIN. How can I reset it?
- Why isn't the security code that I just generated from my Digital Security Device working? I know I am entering it correctly.
- When I enter my username in the mobile app it says it's an invalid log on ID, but when I'm using a computer, my username is accepted. Is it different when I use the mobile app?
- I just received my new Security Device but don't plan on using it, as I am closing my accounts anyway. What should I do with it - do I have to return it or can I just throw it out? Can I give it to my banker in the branch?
- Thanks for the new RoyalPax Capital Bank Security Device, but I already lost it and don't know where it is - what do I do now?
- There is no way I am going to keep another fob on my key ring or carry this around. Isn't there a way that I can just do my online banking like I used to without using this?
- Can you help me with this new RoyalPax Capital Bank Security Device you just sent? I don't have time to read the directions on your website - can't you just tell me how this works so I can log on and see my accounts?
- The battery died in my security device. What kind of battery does this take so I can go buy a new one?
- What types of transactions require me to use my new RoyalPax Capital Bank Security Device?
- How does the RoyalPax Capital Bank Security Device work?
- Do I need the RoyalPax Capital Bank Security Device every time I log on? What if I don't have it with me?
- What happens if I do not have my RoyalPax Capital Bank Security Device with me? Can I use someone else's?
- What happens if I lose/ break the mobile phone with my Digital Security Device linked or if it is stolen? What if I replace my smartphone?
- Can I use my RoyalPax Capital Bank Security Device if I am travelling outside of the United States? Do I need to use this if I logon to another country's internet banking to initiate a global transfer to the US or to view my US accounts?
- Can I have a Digital Security Device on more than one smartphone? Can two people use the same phone as their Digital Security Devices?
- Can I use my tablet as my Digital Security Device?
- If my device breaks, is there any sort of contingency for me to use Personal Internet Banking until I get my new device? I am trying to do a wire/ bank to bank transfer and I need access now.
- I am trying to activate my Digital Security Device using the activation code on my computer and I keep getting logged out. What am I doing wrong?
- I just got a new smartphone (iPhone or Android) and now I can't generate Security Codes. I already downloaded the app, what else do I need to do transfer my Digital Security Device to my new phone?
- What do I need to do to transfer my Digital Security Device to a new smartphone (iPhone or Android)?
- I have a Physical/Digital Security Device and I want to switch device types. Am I allowed to change my mind?
- I have bad eyesight. Will I be able to read the numbers clearly on the Physical Security Device? Is there an alternative for larger digits?
- What if I damage/ lose the RoyalPax Capital Bank Security Device? Will there be a replacement cost? How long does it take to replace?
- What happens if I lose my Security Device? Will my accounts be compromised?
How can I speak to someone about my RoyalPax Capital Bank Security Device?
For questions regarding the RoyalPax Capital Bank Security Device, please call 866.537.4722.
There seem to be a lot of passwords to remember. How do I know which is which?
When you are logging on without your security device, we will simply ask you for your username and your password.
When you activated your RoyalPax Capital Bank Security Device, you also created either a PIN (for the physical device) or a Passcode (for the digital device). These credentials allow you to generate security codes to log in with your device or to sign for certain transactions, like wires.
I don't remember my Digital Security Device Passcode. How can I reset it?
You can reset your Passcode by launching the RoyalPax Capital Bank Mobile Banking App and selecting the "Log On" button from the home screen. From there, click on "Help" in the upper right corner, then "Forgotten your Security Device Passcode." Answer your security questions, select how you would like to receive a passcode reset number, and follow the instructions to create a new passcode.
I don't remember my Physical Security Device PIN. How can I reset it?
You will first have to lock your device by entering an incorrect PIN three times until "Lock PIN" is displayed on the screen, along with a 7-digit unlock code. Then, go to Personal Internet Banking from your computer browser and select "Forgot your Security Device PIN" underneath the field to enter a security code. From there, enter the answers to your security questions and your unlock code from the device, and follow the instructions to create a new PIN.
Why isn't the security code that I just generated from my Digital Security Device working? I know I am entering it correctly.
You may be entering an incorrect Digital Security Device Passcode. As a security feature, the app will still generate a security code even if you have entered an incorrect Passcode. Verify that your passcode is correct by using it to log on to your mobile app.
When I enter my username in the mobile app it says it's an invalid log on ID, but when I'm using a computer, my username is accepted. Is it different when I use the mobile app?
You will use the same username no matter how you log on. If you are seeing this error in the mobile app, make sure the country/region listed at the upper right corner is set to United States (English).
I just received my new Security Device but don't plan on using it, as I am closing my accounts anyway. What should I do with it? Can I give it to my banker in the branch?
We are sorry that you have decided to close your accounts. Please take your old device to an electronics recycling center. Your city or town would be able to provide guidance on where one is close to your home.
Thanks for the new RoyalPax Capital Bank Security Device, but I already lost it and don't know where it is - what do I do now?
If you lose your RoyalPax Capital Bank Security Device, please call the Contact Center at 866.537.4722 and we will order you a new one. If you have an iPhone or Android smartphone, you might want to consider the Digital Security Device, which is part of the RoyalPax Capital Bank Mobile Banking App, so that you won't have anything additional to carry.
There is no way I am going carry this around. Isn't there a way to do my online banking like I used to?
You do still have the option to log on to Personal Internet Banking without your RoyalPax Capital Bank Security Device, but you will not be able to conduct certain transactions. Alternatively, once you activate your RoyalPax Capital Bank Security Device, if you have an iPhone or Android smartphone, you have the option to switch from a Physical Security Device to a Digital Security Device, which you can download via the RoyalPax Capital Bank Mobile Banking App to your mobile phone. This might be a better option if you usually have your phone with you, since there is nothing extra that you will need to carry.
Can you help me with this new RoyalPax Capital Bank Security Device you just sent? I don't have time to read the directions on your website - can't you just tell me how this works so I can log on and see my accounts?
You will first need to activate your device. To do that, log on to Personal Internet Banking like you normally would, and then you will be prompted to activate your device.
- First, you will need to retrieve and enter the activation code that we sent to you via email.
- Then, enter your serial number from the back of your device into the fields on your desktop Personal Internet Banking.
- Next, follow the on screen instructions for creating a PIN and generating a security code.
You have now activated your RoyalPax Capital Bank Security Device and can begin using it right away. If you don't have time to activate your Security Device right now, you can still log on without it, but you will not be able to conduct certain transactions.
The battery died in my security device. What kind of battery does this take so I can go buy a new one?
The batteries for the RoyalPax Capital Bank Security Device are unique to the device. If your battery died, please call the Contact Center and we can order a new device for you. Please take your old device to an electronics recycling center.
What types of transactions require me to use my new RoyalPax Capital Bank Security Device?
Adding or changing a beneficiary for wire transfers, and adding a country on Global View require the use of an RoyalPax Capital Bank Security Device. It is important to note that the types of transactions that require the use of an RoyalPax Capital Bank Security Device may change over time to reflect the changing needs of our business and to protect our customers as best we can.
How does the RoyalPax Capital Bank Security Device work?
A RoyalPax Capital Bank Security Device works by generating a Security Code that you will enter when you log on to Personal Internet Banking and to authenticate yourself further once you are logged on.
Do I need the RoyalPax Capital Bank Security Device every time I log on? What if I don't have it with me?
We encourage you to use the RoyalPax Capital Bank Security Device each time you log on for the most secure Personal Internet Banking experience. However, you can select the "Without Security Device" tab on the log on page to log on without your device. If you attempt to access certain transactions which require the use of a RoyalPax Capital Bank Security Device, you will be asked to "step up" your authentication level by entering a security code from your device.
What happens if I do not have my RoyalPax Capital Bank Security Device with me? Can I use someone else's?
No. Once an RoyalPax Capital Bank Security Device has been activated, it's uniquely linked to you. If you don't have it with you, you can still log on by selecting the "Without Security Device" tab on the logon page, but you will not be able to access certain transactions.
What happens if I lose/ break the mobile phone with my Digital Security Device linked or if it is stolen? What if I replace my smartphone?
If your RoyalPax Capital Bank Digital Security Device is no longer working or in your possession, call us and we'll immediately deactivate it from your accounts to prevent fraudulent access. We can then arrange to send you a new activation code and you can activate the Digital Security Device on your new smartphone. If you find your old phone, you won't be able to reuse your old Digital Security Device.
If you replace your smartphone and still have the old one working and in your possession, you can switch your Digital Security Device from your old smartphone to your new one. Simply download the RoyalPax Capital Bank Mobile Banking App on your new phone, select "Activate Digital Security Device" from the settings menu, and follow the instructions to switch your device over. Please note that while you do not need cellular service or internet access to generate a security code from your old phone, it does need to be in working order to switch your device on your own without having to call the Contact Center.
Can I use my RoyalPax Capital Bank Security Device if I am travelling outside of the United States? Do I need to use this if I logon to another country's internet banking to initiate a global transfer to the US or to view my US accounts?
Whether you have a Digital or Physical RoyalPax Capital Bank Security Device, it will work no matter where you are around the world where US customers travel. If you need to log on to another country's internet banking service, please check with that country for the requirements surrounding their security device.
Can I have a Digital Security Device on more than one smartphone? Can two people use the same phone as their Digital Security Devices?
No. For security reasons, your Digital Security Device can only be registered to one phone at a time, and only one Digital Security Device can be registered to any one smartphone.
Can I use my tablet as my Digital Security Device?
No, unfortunately a Digital Security Device is not available on a tablet at this time.
If my device breaks, is there any sort of contingency for me to use Personal Internet Banking until I get my new device? I am trying to do a wire/ bank to bank transfer and I need access now.
Without a functional RoyalPax Capital Bank Security Device, you will not be able to add or change a beneficiary for wire transfers or add a country to Global View. If you need immediate access, consider downloading the RoyalPax Capital Bank Mobile Banking App and activating a RoyalPax Capital Bank Digital Security Device for your iPhone or Android smartphone, if you have one.
I am trying to activate my Digital Security Device using the activation code on my computer and I keep getting logged out. What am I doing wrong?
For security reasons, Personal Internet Banking was designed to only have one logon session at a time. If you start the activation process on your desktop or laptop computer and activation code 1 is displayed on the screen, you will need to either write down or print your activation code before you log onto the RoyalPax Capital Bank Mobile Banking App to continue your activation
I just got a new smartphone (iPhone or Android) and now I can't generate Security Codes. I already downloaded the app, what else do I need to do transfer my Digital Security Device to my new phone?
Once you download the RoyalPax Capital Bank Mobile Banking App on your new smartphone, you can log on and select "Activate Digital Security Device" from the settings menu. You will be asked to generate a security code from your old phone in order to switch your Digital Security Device from your old phone to your new one. Please note that you do not need cellular service or internet access to generate a security code. If your old phone is lost, stolen, or broken, please call the Contact Center and we can assist in switching over your Digital Security Device.
What do I need to do to transfer my Digital Security Device to a new smartphone (iPhone or Android)?
There are three different ways to transfer your Digital Security Device:
- If you know you are going to 'trade in' your old smartphone, you can deactivate your Digital Security Device from the settings menu of the app before you discard your old phone. Once you get your new smartphone, you can then activate the Digital Security Device.
- If you get a new smartphone but still have the old one in your possession and in working order, you can switch your Digital Security Device from the old phone to the new one. Download the RoyalPax Capital Bank Mobile Banking App on your new smartphone and select "Activate Digital Security Device" from the settings menu. You will be asked to generate a security code from your old phone and enter it into your new phone for activation. Please note that you do not need cellular service or internet access to generate a security code.
- If your old phone is lost, stolen, or broken, please call our Customer Relationship Center and we can assist in switching over your Digital Security Device.
I have a Physical/Digital Security Device and I want to switch device types. Am I allowed to change my mind?
Yes. Once you have already activated your RoyalPax Capital Bank Security Device, you can log on to Personal Internet Banking from your desktop and select Edit Profile, then Manage Security Device. You will see an option to switch device types and instructions on how to do so.
I have bad eyesight. Will I be able to read the numbers clearly on the Physical Security Device? Is there an alternative for larger digits?
There is an option for an accessible Physical Security Device, with larger numbers and audio. This can be ordered by calling the Contact Center and is available on an as-needed basis.
What if I damage/ lose the RoyalPax Capital Bank Security Device? Will there be a replacement cost? How long does it take to replace?
There is no replacement cost. If you lose your RoyalPax Capital Bank Security Device, please call the Contact Center and we can order you a new one. Once you call to order a replacement RoyalPax Capital Bank Security Device, it should take approximately 5 business days for you receive it. If you need a new RoyalPax Capital Bank Security Device right away, please call the Contact Center and we can work with you on delivery options. Alternatively, if you have an iPhone or Android smartphone, you might want to consider the Digital Security Device, which is part of the RoyalPax Capital Bank Mobile Banking App, so that you won't have anything additional to carry.
What happens if I lose my Security Device? Will my accounts be compromised?
If you lose your Security Device, you should call us right away and we can cancel your RoyalPax Capital Bank Security Device so that it is no longer tied to your account. We can then order a new RoyalPax Capital Bank Security Device for you.
1 Data rate charges from your service provider may apply. RoyalPax Capital Bank , N.A. is not responsible for these charges.
App Store is a service mark of Apple Inc.
Android and Google Play are trademarks of Google Inc.
iPhone is a trademark of Apple Inc., registered in the Global and other countries.
Overview
Collapse ExpandProtecting your money and personal information is one of our top priorities.
The RoyalPax Capital Bank Security Device is powerful and easy to use. It will keep your personal information and money even safer online. The device gives you an extra layer of protection for online banking transactions. We're proud to offer this industry-leading level of protection for your evolving online banking needs.
- Fraud Protection
- Greater Peace of Mind
- Small and Portable
- Convenient
- Protection for transactions
Two factor authentication:
The RoyalPax Capital Bank Security Device uses two-factor authentication to provide an added layer of protection when you bank online. Devices like these are commonly being used for secure transactions all around the world. With this technology you can enjoy far more secure online banking services. Two-factor authentication alllows you to access RoyalPax Capital Bank Online Banking with your usual Username along with your Password and/or a unique security code generated by your RoyalPax Capital Bank Security Device.
We welcome you to learn more about two-factor authentication as well as the RoyalPax Capital Bank Security Device by reviewing the Frequently Asked Questions.
RoyalPax Capital Bank Security Device Options
RoyalPax Capital Bank offers two options for the Security Device. Whichever option you select, you can be assured that your RoyalPax Capital Bank online banking sessions are even more secure.
Digital Device (available via the RoyalPax Capital Bank Mobile Banking App1)
- Enhanced protection and security for RoyalPax Capital Bank Personal Internet Banking
- Convenient-nothing to carry, store or misplace
- Enables access to the full suite of RoyalPax Capital Bank Personal Internet Banking capabilities and provides the ability to perform certain types of transactions
- Integrated with the free RoyalPax Capital Bank Mobile Banking1 App available at the App StoreSM and Google PlayTM (RoyalPax Capital Bank Mobile Banking App must be downloaded on your personal smartphone in order to use the Digital Security Device)
- Compatible with iPhone® and AndroidTM Smartphones
Physical Device
- Enhanced protection and security for RoyalPax Capital Bank Personal Internet Banking
- Pocket-sized and lightweight, this portable device enables access to RoyalPax Capital Bank Personal Internet Banking and the ability to perform certain types of transactions
Personal Internet Banking Log on Options
Learn more about the different ways to log on to Personal Internet Banking and review the list of available online services for each of those options.
1 Data rate charges from your service provider may apply. RoyalPax Capital Bank , N.A. is not responsible for these charges.
App Store is a service mark of Apple Inc.
Android and Google Play are trademarks of Google Inc.
iPhone is a trademark of Apple Inc., registered in the Global and other countries.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.
Support Information
Frequently Asked Questions
Collapse Expand- How can I speak to someone about my RoyalPax Capital Bank Security Device?
- There seem to be a lot of passwords to remember. How do I know which is which?
- I don't remember my Digital Security Device Passcode. How can I reset it?
- I don't remember my Physical Security Device PIN. How can I reset it?
- Why isn't the security code that I just generated from my Digital Security Device working? I know I am entering it correctly.
- When I enter my username in the mobile app it says it's an invalid log on ID, but when I'm using a computer, my username is accepted. Is it different when I use the mobile app?
- I just received my new Security Device but don't plan on using it, as I am closing my accounts anyway. What should I do with it - do I have to return it or can I just throw it out? Can I give it to my banker in the branch?
- Thanks for the new RoyalPax Capital Bank Security Device, but I already lost it and don't know where it is - what do I do now?
- There is no way I am going to keep another fob on my key ring or carry this around. Isn't there a way that I can just do my online banking like I used to without using this?
- Can you help me with this new RoyalPax Capital Bank Security Device you just sent? I don't have time to read the directions on your website - can't you just tell me how this works so I can log on and see my accounts?
- The battery died in my security device. What kind of battery does this take so I can go buy a new one?
- What types of transactions require me to use my new RoyalPax Capital Bank Security Device?
- How does the RoyalPax Capital Bank Security Device work?
- Do I need the RoyalPax Capital Bank Security Device every time I log on? What if I don't have it with me?
- What happens if I do not have my RoyalPax Capital Bank Security Device with me? Can I use someone else's?
- What happens if I lose/ break the mobile phone with my Digital Security Device linked or if it is stolen? What if I replace my smartphone?
- Can I use my RoyalPax Capital Bank Security Device if I am travelling outside of the United States? Do I need to use this if I logon to another country's internet banking to initiate a global transfer to the US or to view my US accounts?
- Can I have a Digital Security Device on more than one smartphone? Can two people use the same phone as their Digital Security Devices?
- Can I use my tablet as my Digital Security Device?
- If my device breaks, is there any sort of contingency for me to use Personal Internet Banking until I get my new device? I am trying to do a wire/ bank to bank transfer and I need access now.
- I am trying to activate my Digital Security Device using the activation code on my computer and I keep getting logged out. What am I doing wrong?
- I just got a new smartphone (iPhone or Android) and now I can't generate Security Codes. I already downloaded the app, what else do I need to do transfer my Digital Security Device to my new phone?
- What do I need to do to transfer my Digital Security Device to a new smartphone (iPhone or Android)?
- I have a Physical/Digital Security Device and I want to switch device types. Am I allowed to change my mind?
- I have bad eyesight. Will I be able to read the numbers clearly on the Physical Security Device? Is there an alternative for larger digits?
- What if I damage/ lose the RoyalPax Capital Bank Security Device? Will there be a replacement cost? How long does it take to replace?
- What happens if I lose my Security Device? Will my accounts be compromised?
How can I speak to someone about my RoyalPax Capital Bank Security Device?
For questions regarding the RoyalPax Capital Bank Security Device, please call 866.537.4722.
There seem to be a lot of passwords to remember. How do I know which is which?
When you are logging on without your security device, we will simply ask you for your username and your password.
When you activated your RoyalPax Capital Bank Security Device, you also created either a PIN (for the physical device) or a Passcode (for the digital device). These credentials allow you to generate security codes to log in with your device or to sign for certain transactions, like wires.
I don't remember my Digital Security Device Passcode. How can I reset it?
You can reset your Passcode by launching the RoyalPax Capital Bank Mobile Banking App and selecting the "Log On" button from the home screen. From there, click on "Help" in the upper right corner, then "Forgotten your Security Device Passcode." Answer your security questions, select how you would like to receive a passcode reset number, and follow the instructions to create a new passcode.
I don't remember my Physical Security Device PIN. How can I reset it?
You will first have to lock your device by entering an incorrect PIN three times until "Lock PIN" is displayed on the screen, along with a 7-digit unlock code. Then, go to Personal Internet Banking from your computer browser and select "Forgot your Security Device PIN" underneath the field to enter a security code. From there, enter the answers to your security questions and your unlock code from the device, and follow the instructions to create a new PIN.
Why isn't the security code that I just generated from my Digital Security Device working? I know I am entering it correctly.
You may be entering an incorrect Digital Security Device Passcode. As a security feature, the app will still generate a security code even if you have entered an incorrect Passcode. Verify that your passcode is correct by using it to log on to your mobile app.
When I enter my username in the mobile app it says it's an invalid log on ID, but when I'm using a computer, my username is accepted. Is it different when I use the mobile app?
You will use the same username no matter how you log on. If you are seeing this error in the mobile app, make sure the country/region listed at the upper right corner is set to United States (English).
I just received my new Security Device but don't plan on using it, as I am closing my accounts anyway. What should I do with it? Can I give it to my banker in the branch?
We are sorry that you have decided to close your accounts. Please take your old device to an electronics recycling center. Your city or town would be able to provide guidance on where one is close to your home.
Thanks for the new RoyalPax Capital Bank Security Device, but I already lost it and don't know where it is - what do I do now?
If you lose your RoyalPax Capital Bank Security Device, please call the Contact Center at 866.537.4722 and we will order you a new one. If you have an iPhone or Android smartphone, you might want to consider the Digital Security Device, which is part of the RoyalPax Capital Bank Mobile Banking App, so that you won't have anything additional to carry.
There is no way I am going carry this around. Isn't there a way to do my online banking like I used to?
You do still have the option to log on to Personal Internet Banking without your RoyalPax Capital Bank Security Device, but you will not be able to conduct certain transactions. Alternatively, once you activate your RoyalPax Capital Bank Security Device, if you have an iPhone or Android smartphone, you have the option to switch from a Physical Security Device to a Digital Security Device, which you can download via the RoyalPax Capital Bank Mobile Banking App to your mobile phone. This might be a better option if you usually have your phone with you, since there is nothing extra that you will need to carry.
Can you help me with this new RoyalPax Capital Bank Security Device you just sent? I don't have time to read the directions on your website - can't you just tell me how this works so I can log on and see my accounts?
You will first need to activate your device. To do that, log on to Personal Internet Banking like you normally would, and then you will be prompted to activate your device.
- First, you will need to retrieve and enter the activation code that we sent to you via email.
- Then, enter your serial number from the back of your device into the fields on your desktop Personal Internet Banking.
- Next, follow the on screen instructions for creating a PIN and generating a security code.
You have now activated your RoyalPax Capital Bank Security Device and can begin using it right away. If you don't have time to activate your Security Device right now, you can still log on without it, but you will not be able to conduct certain transactions.
The battery died in my security device. What kind of battery does this take so I can go buy a new one?
The batteries for the RoyalPax Capital Bank Security Device are unique to the device. If your battery died, please call the Contact Center and we can order a new device for you. Please take your old device to an electronics recycling center.
What types of transactions require me to use my new RoyalPax Capital Bank Security Device?
Adding or changing a beneficiary for wire transfers, and adding a country on Global View require the use of an RoyalPax Capital Bank Security Device. It is important to note that the types of transactions that require the use of an RoyalPax Capital Bank Security Device may change over time to reflect the changing needs of our business and to protect our customers as best we can.
How does the RoyalPax Capital Bank Security Device work?
A RoyalPax Capital Bank Security Device works by generating a Security Code that you will enter when you log on to Personal Internet Banking and to authenticate yourself further once you are logged on.
Do I need the RoyalPax Capital Bank Security Device every time I log on? What if I don't have it with me?
We encourage you to use the RoyalPax Capital Bank Security Device each time you log on for the most secure Personal Internet Banking experience. However, you can select the "Without Security Device" tab on the log on page to log on without your device. If you attempt to access certain transactions which require the use of a RoyalPax Capital Bank Security Device, you will be asked to "step up" your authentication level by entering a security code from your device.
What happens if I do not have my RoyalPax Capital Bank Security Device with me? Can I use someone else's?
No. Once an RoyalPax Capital Bank Security Device has been activated, it's uniquely linked to you. If you don't have it with you, you can still log on by selecting the "Without Security Device" tab on the logon page, but you will not be able to access certain transactions.
What happens if I lose/ break the mobile phone with my Digital Security Device linked or if it is stolen? What if I replace my smartphone?
If your RoyalPax Capital Bank Digital Security Device is no longer working or in your possession, call us and we'll immediately deactivate it from your accounts to prevent fraudulent access. We can then arrange to send you a new activation code and you can activate the Digital Security Device on your new smartphone. If you find your old phone, you won't be able to reuse your old Digital Security Device.
If you replace your smartphone and still have the old one working and in your possession, you can switch your Digital Security Device from your old smartphone to your new one. Simply download the RoyalPax Capital Bank Mobile Banking App on your new phone, select "Activate Digital Security Device" from the settings menu, and follow the instructions to switch your device over. Please note that while you do not need cellular service or internet access to generate a security code from your old phone, it does need to be in working order to switch your device on your own without having to call the Contact Center.
Can I use my RoyalPax Capital Bank Security Device if I am travelling outside of the United States? Do I need to use this if I logon to another country's internet banking to initiate a global transfer to the US or to view my US accounts?
Whether you have a Digital or Physical RoyalPax Capital Bank Security Device, it will work no matter where you are around the world where US customers travel. If you need to log on to another country's internet banking service, please check with that country for the requirements surrounding their security device.
Can I have a Digital Security Device on more than one smartphone? Can two people use the same phone as their Digital Security Devices?
No. For security reasons, your Digital Security Device can only be registered to one phone at a time, and only one Digital Security Device can be registered to any one smartphone.
Can I use my tablet as my Digital Security Device?
No, unfortunately a Digital Security Device is not available on a tablet at this time.
If my device breaks, is there any sort of contingency for me to use Personal Internet Banking until I get my new device? I am trying to do a wire/ bank to bank transfer and I need access now.
Without a functional RoyalPax Capital Bank Security Device, you will not be able to add or change a beneficiary for wire transfers or add a country to Global View. If you need immediate access, consider downloading the RoyalPax Capital Bank Mobile Banking App and activating a RoyalPax Capital Bank Digital Security Device for your iPhone or Android smartphone, if you have one.
I am trying to activate my Digital Security Device using the activation code on my computer and I keep getting logged out. What am I doing wrong?
For security reasons, Personal Internet Banking was designed to only have one logon session at a time. If you start the activation process on your desktop or laptop computer and activation code 1 is displayed on the screen, you will need to either write down or print your activation code before you log onto the RoyalPax Capital Bank Mobile Banking App to continue your activation
I just got a new smartphone (iPhone or Android) and now I can't generate Security Codes. I already downloaded the app, what else do I need to do transfer my Digital Security Device to my new phone?
Once you download the RoyalPax Capital Bank Mobile Banking App on your new smartphone, you can log on and select "Activate Digital Security Device" from the settings menu. You will be asked to generate a security code from your old phone in order to switch your Digital Security Device from your old phone to your new one. Please note that you do not need cellular service or internet access to generate a security code. If your old phone is lost, stolen, or broken, please call the Contact Center and we can assist in switching over your Digital Security Device.
What do I need to do to transfer my Digital Security Device to a new smartphone (iPhone or Android)?
There are three different ways to transfer your Digital Security Device:
- If you know you are going to 'trade in' your old smartphone, you can deactivate your Digital Security Device from the settings menu of the app before you discard your old phone. Once you get your new smartphone, you can then activate the Digital Security Device.
- If you get a new smartphone but still have the old one in your possession and in working order, you can switch your Digital Security Device from the old phone to the new one. Download the RoyalPax Capital Bank Mobile Banking App on your new smartphone and select "Activate Digital Security Device" from the settings menu. You will be asked to generate a security code from your old phone and enter it into your new phone for activation. Please note that you do not need cellular service or internet access to generate a security code.
- If your old phone is lost, stolen, or broken, please call our Customer Relationship Center and we can assist in switching over your Digital Security Device.
I have a Physical/Digital Security Device and I want to switch device types. Am I allowed to change my mind?
Yes. Once you have already activated your RoyalPax Capital Bank Security Device, you can log on to Personal Internet Banking from your desktop and select Edit Profile, then Manage Security Device. You will see an option to switch device types and instructions on how to do so.
I have bad eyesight. Will I be able to read the numbers clearly on the Physical Security Device? Is there an alternative for larger digits?
There is an option for an accessible Physical Security Device, with larger numbers and audio. This can be ordered by calling the Contact Center and is available on an as-needed basis.
What if I damage/ lose the RoyalPax Capital Bank Security Device? Will there be a replacement cost? How long does it take to replace?
There is no replacement cost. If you lose your RoyalPax Capital Bank Security Device, please call the Contact Center and we can order you a new one. Once you call to order a replacement RoyalPax Capital Bank Security Device, it should take approximately 5 business days for you receive it. If you need a new RoyalPax Capital Bank Security Device right away, please call the Contact Center and we can work with you on delivery options. Alternatively, if you have an iPhone or Android smartphone, you might want to consider the Digital Security Device, which is part of the RoyalPax Capital Bank Mobile Banking App, so that you won't have anything additional to carry.
What happens if I lose my Security Device? Will my accounts be compromised?
If you lose your Security Device, you should call us right away and we can cancel your RoyalPax Capital Bank Security Device so that it is no longer tied to your account. We can then order a new RoyalPax Capital Bank Security Device for you.
1 Data rate charges from your service provider may apply. RoyalPax Capital Bank , N.A. is not responsible for these charges.
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