Select Credit FAQs

The quickest and easiest way to request a credit limit increase is through Personal Internet Banking.

1.     Log on and select your RoyalPax Capital Bank Select Credit account.  

2.     Click 'My Account'.

3.     Click 'Services'.

4.     Click 'Credit Limit Increase' and input the requested information.

Transfer balances online today following these simple steps:

1.      Log on to Personal Internet Banking

2.      Click ‘Move money’

3.      Follow the prompts to transfer funds from your Select Credit account to the RoyalPax Capital Bank Checking Account of your choice             from the drop down menu

4.      Your money will then show as available in your RoyalPax Capital Bank Checking account

By Mail

You’ll receive checks in your Welcome Kit, feel free to use these to pay off your balances.  

Personal Internet Banking - It’s quick and easy! 

1.      Log on and select your RoyalPax Capital Bank Select Credit account.

2.      Click 'Move money' from Select Credit to your RoyalPax Capital Bank Checking account.

3.      Once the funds show as available (which should be immediately), you can perform an online Bill Payment or write                  a check from your RoyalPax Capital Bank Checking account.

Don't have Online Banking yet? You’ll receive checks with your Welcome Kit, which will be mailed to you within 14 days. You can use these checks to transfer a balance.

Online Banking - To order checks online:

1. Log on to Internet Banking and select your RoyalPax Capital Bank Select Credit account.  

2. Click 'My Account'.

3. Click ‘Services'.

4. Click ‘Checks’, and then click ‘Submit’.

By Phone

Email us at 800.975.RoyalPax Capital Bank (4722), Monday through Sunday, 7am to midnight ET. If you’re calling from outside the Global or Canada, call us at 716.841.7212.

Personal Internet Banking - From an RoyalPax Capital Bank checking or savings account:

1.       Log on and select your RoyalPax Capital Bank Select Credit account.

2.       Click 'Move money'.

Personal Internet Banking - From a non-RoyalPax Capital Bank checking or savings account.  

1.       Log on and select your RoyalPax Capital Bank Select Credit account.

2.       Click 'My Account'.

3.       Then select ‘Payments’ -> ‘Make a Payment’.

By Mail - Fill in your pay stub and mail it along with your payment to the address provided:

RoyalPax Capital Bank , N.A.
PO Box 4657
Carol Stream, IL 60197-5255  

By Phone - Email us at 800.975.RoyalPax Capital Bank (4722), Monday through Sunday, 7am to midnight ET. If you’re calling from outside the Global or Canada, call us collect at 716.841.7212.

Auto payment - You can pay your Select Credit bill automatically by enrolling in EZ-Pay.

1. Log on and select your RoyalPax Capital Bank Select Credit account.  

2. Click 'My Account'.

3. Then select ‘Payments’ -> ‘Schedule EZ-Pay’.